Metal Roof vs. Shingles in Florida: Pros and Cons

Types of Roofing Materials: Metal Roofs and Shingles Explained

Asphalt Shingle Roofs

Asphalt shingles are the most widely used roofing material in Florida and across the country. They come in several styles:

• 3-tab shingles: Budget-friendly but offer the shortest lifespan.
• Architectural shingles: A popular mid-range option with more durability and dimension.
• Luxury shingles: Heavier and more detailed, mimicking materials like slate or shake.

Metal Roofing Options

Metal roofs are gaining popularity in Florida for their resilience and energy efficiency. Choosing the right metal type is key. Common types include:

• Standing seam panels: Sleek and modern with concealed fasteners.
• Corrugated and R-panel: Cost-effective options often used in commercial or agricultural settings.
• Stone-coated steel: Combines the look of tile or shingle with the durability of metal.

Metal Roof vs. Shingle Roof: A Side-by-Side Comparison

Durability

Metal roofs last between 40 to 70 years, while asphalt shingles typically hold up for 15 to 30 years. Florida’s harsh sun and storms can shorten the life of shingles, but metal roofing is built to withstand it.

Energy Efficiency

Metal roofs reflect sunlight, helping reduce heat buildup and cooling costs, especially if you choose a lighter color like a white roof, which enhances reflectivity. Shingle roofs absorb more heat, which may raise indoor temps and increase your energy bills, particularly during Florida summers.

Maintenance

Shingle roofs may require more regular maintenance due to their higher susceptibility to installation errors and lower wind resistance. Metal roofs have fewer moving parts, fewer exposed fasteners, and are built to withstand the elements more effectively, so they generally require significantly less roof maintenance over time.

Weather Resistance

Florida’s extreme weather brings high winds, making wind resistance a top priority. Metal roofs can withstand winds up to 140 MPH, making them a strong choice during hurricanes. Shingle roofs offer wind resistance between 70 and 130 MPH, depending on the type and quality of installation. While well-installed shingles can hold up, metal provides more consistent protection in severe storms.

Roof Costs: What Affects the Price of a Roof Replacement?

The overall roof costs depend on the roofing material, roof size, slope, and labor.

• Shingle roof installation typically costs $4–$6 per square foot
• Metal roof installation ranges from $8–$14 per square foot

While shingles are cheaper upfront, metal roofs last longer and can lead to savings over time. Factors that can influence the cost are underlayment, wood replacement, ventilation, flashing, permits, and disposal fees, all of which affect the final roof cost.

Installation Cost Factors: What Really Affects the Final Price of Your Roof

The installation cost of a roof goes beyond just the surface material. Several behind-the-scenes factors can increase the total price, especially in Florida. These include the complexity of the job, code requirements, and how easy it is to access your roof.

Here are some common elements that can drive up installation costs:

• Type and number of underlayment layers required
• Rotted or damaged wood that needs replacement
• Flashing installation around vents, walls, or valleys
• Stucco work along the wall flashing
• Local permitting fees and building code requirements
• Roof accessibility challenges, such as steep pitch or height
• Homes with multiple stories or hard-to-reach roof sections

Understanding these factors can help you set a more realistic budget and avoid surprises when planning your roofing project.

Other Important Factors to Consider

Impact on Home Insurance

Many Florida homeowners see reduced insurance premiums with a metal roof because of its wind and fire resistance. Shingle roofs may result in higher premiums due to their vulnerability to weather and shorter lifespan. Check with your insurer to see if you qualify for discounts with a metal upgrade.

Environmental Impact: Which Is the Greener Option?

Metal roofing is an environmentally friendly option, often made from recycled materials and fully recyclable when it’s time for replacement. Unlike asphalt shingles, which are petroleum-based and typically head to landfills—metal roofs offer a sustainable alternative. Many metal roofing products also qualify for an ENERGY STAR® rating, meaning they reflect more sunlight and help reduce energy use. If going green matters to you, metal roofing is the smart choice.

Aesthetic Considerations: Style and Curb Appeal

Shingle roofs come in a variety of colors and textures, offering a classic look that fits most homes. Metal roofs were once seen as industrial, but today they come in beautiful finishes and modern styles that can elevate your curb appeal.

Not Sure About Your Roof? Let’s Take a Look

With over 20 years of roofing experience in Florida, Phoenix Roofing Group is a trusted roofing contractor known for proven expertise, quality workmanship, and certified installers. We hold an A+ rating with the Better Business Bureau, reflecting our commitment to customer satisfaction and integrity. We know what to look for—whether it’s wind damage, hidden leaks, or signs of aging—and we’ll give you honest guidance based on what your roof truly needs.

Schedule Your Roof Evaluation Today

Don’t wait until a small issue turns into costly damage. Get a free, no-pressure evaluation from a trusted Florida roofing contractor that knows the local challenges inside and out.